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Miami Home Buyer Guides
From first-time buyer to seasoned investor — clear, no-pressure guidance on how buying works in South Florida. In English, Portuguese, or Spanish.
The buying process in 6 steps
1
Get pre-approved
Know your budget and show sellers you're serious. (Get pre-approved)
2
Define needs & areas
Beds, commute, schools, lifestyle — we narrow the map.
3
Tour & compare
See homes in person or by video; compare honestly.
4
Offer & negotiate
I write and negotiate to protect your position.
5
Inspect & finalize financing
Inspections, appraisal, and loan lock.
6
Close & get keys
Sign, fund, and take ownership.
Costs to plan for
Down Payment
Varies by loan type and buyer profile.
Closing Costs
Typically about 2–5% of the price.
Inspections & Appraisal
Small upfront costs that protect you.
Property Tax & Insurance
Ongoing; budget monthly.
HOA / Condo Fees
Where applicable — confirm per building.
Hedilson Vieira, P.A.
Dalton Wade Real Estate Group
FL License# 3103123 · NRDS# 277020865
General educational information, not legal, tax, immigration, or financial advice. Rules and programs change and vary by situation; confirm specifics with the appropriate licensed professional.
