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The Foreign Buyer's Guide to Miami Real Estate
Everything an international buyer needs to purchase in South Florida — no citizenship, no green card, no US credit required. A plain-language walkthrough in English, Portuguese, or Spanish.
Can foreigners buy in Florida?
Yes — there are no citizenship or residency restrictions on foreign nationals owning real estate in Florida. You can buy in your own name or through a company, live abroad, and never hold a US visa.
What changes for international buyers isn't whether you can buy — it's the how: financing, taxes, entity structure, and closing from a distance. This guide walks each one.
The 7 steps to buying from abroad
Define goals & budget
Investment, second home, or relocation. We set the plan in your language.
Funds or financing
Cash buyers show proof of funds; financed buyers pre-qualify with a foreign-national or ITIN lender.
Search & tour
Curated listings across Miami-Dade, Broward, and Orlando; tour in person or by video.
Offer & contract
I write and negotiate; in Florida the signed contract binds the deal.
Under contract & deposit
Earnest money to escrow, held by title company or closing attorney.
Due diligence
Inspections, condo/HOA docs, clear title. Cancel within agreed periods if something's wrong.
Closing
Sign in person or remotely by power of attorney; funds wired; title transfers; keys.
What you'll usually need
- A valid passport, and a US visa if you have one
- Proof of funds for the purchase or down payment and closing costs
- An ITIN if you're financing with one
- A US bank account or wire arrangement for deposit and closing funds
Taxes to understand
FIRPTA
A federal withholding that applies when a foreign owner SELLS US property. Plan for it ahead of time.
Property Tax
Annual county property tax applies; note Florida has no state income tax.
Structure & Estate
How you hold title has tax impact. Use a cross-border CPA and attorney.
How I help
As a trilingual Miami agent with over 20 years of experience, I coordinate the lenders, title company, and attorneys so distance never becomes a disadvantage. Start with my financing guide, or see the full step-by-step process.
